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CONNECT, powered by American Family Insurance ®

Costco Members Could Save on Auto and Home Insurance

Costco members may receive an exclusive discount on auto and home insurance when they switch to CONNECT, powered by American Family Insurance.1,2

Switch. Save. Stay.

Join the Many Costco Members Who Switched to CONNECT, powered by American Family Insurance

Discover the Costco member difference. See why so many members have switched their auto and home insurance to CONNECT. Start now with a free quote, or give us a call to speak to one of our insurance specialists.

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Or Call 1-855-531-9253

Why Switch Today?

Discounts

Costco members could save even more with additional discounts for bundling auto and home insurance, insuring multiple vehicles, as well as for vehicle safety features and safe driving.

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Benefits

Switching could lead to remarkable savings. Plus, you could be eligible for benefits from CONNECT such as choosing your own licensed repair facility.

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Executive Member Benefits

Receive exclusive benefits including Roadside Assistance,3 Lifetime Renewability,4 Home Glass Repair Reimbursement5 and Home Lockout Assistance.6

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Switch

More than 500,000 Costco members have switched their auto insurance coverage to CONNECT.

Save

Costco members may receive exclusive benefits and additional discounts on their insurance policies.2

Stay

9 out of 10 Costco members renew their policy through CONNECT.

Auto Insurance

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Auto Insurance With an Exclusive Member Discount

Costco members may receive a Costco member-only discount2 on auto insurance.

  • Hassle-Free Claims

    Report an incident 24 hours a day, seven days a week online, or call.

  • Windshield Repair

    Unexpected windshield chips can happen to even the most cautious drivers. That’s why we included a Glass Repair Deductible Waiver for no additional cost. In other words, if your windshield can be repaired rather than replaced, we will waive your policy deductible for the windshield damages.

  • Online Policy Management

    Make quick changes to your policy online from any location.

  • Accident Travel Expense Coverage

    It can be especially challenging to be involved in a car accident while you’re on vacation or traveling. Accident Travel Expense Coverage can help make it easier.

Additional Benefits for Executive Members:

  • Roadside Assistance3

  • Lifetime Renewability4

Home & Condo Insurance

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Home and Condo Insurance Built for Costco Members

Costco members may receive a member-only discount2 on home and condo insurance.

  • Identity Theft Protection

    Identity theft happens. If it ever happens to you, your home insurance policy may have Identity Theft Protection benefits that could help.

  • Stolen Credit Card Use or Check Fraud Protection

    When a crisis strikes, we want to be there to help. You may receive coverage for losses due to unauthorized credit card use as part of your home insurance.

  • Refrigerated Property Coverage

    If your food spoils due to a power outage from a storm, equipment failure or construction accident, you could get dinner plans back on track with spoilage protection.

Additional Benefits for Executive Members:

  • Home Glass Repair Reimbursement5

  • Home Lockout Assistance6

89% of Costco Members Who Purchased Insurance From CONNECT Reported They Were Highly Satisfied With Their Service.7

  • Alex was very professional. He was knowledgeable and answered my questions. Was able to bundle my 2 vehicles with my home and save money thanks to Alex.”

    Nicholas C.

  • Lindsey was great. Handled my issue immediately and then took time to review my coverage during the call. So helpful, professional and friendly. Thanks.”

    David S.

  • Everyone was extremely helpful, I could not believe how quickly all my problems were solved. One person called me the next day to see if I was OK. I felt like I was dealing with family.”

    John S.

  • I am overwhelmed by the professionalism shown by your representative as an exemplary customer service!”

    Shirley P.

  • Affordable service and very helpful people. I will recommend CONNECT to Costco members!”

    Mary Beth D.
Testimonials featured are provided by real Costco members. Actual members are not pictured. Individual experience may vary.

More Insurance Options for Costco Members From CONNECT, powered by American Family Insurance

Renters

If you don’t own a home, you may still need insurance. Renters Insurance policies can help protect your personal property in case of emergency or disaster.

Learn More

Umbrella

The unexpected doesn’t need to put your car, home or savings at risk. For the times an insurance claim is more than your auto or home insurance policy’s liability limits, umbrella insurance provides additional coverage.

Learn More

Specialty

Specialty insurance options for ATVs, motorcycles, RVs, boats, classic cars, rental properties and flood are also available.

Learn More

See All Insurance Options

From CONNECT, powered by American Family Insurance

1-855-531-9253 Get Started

Remember Services

Pet Insurance

Help protect your pet with quality, affordable pet insurance through Figo. Play more and worry less about unexpected vet bills.

Life Insurance

Get coverage from Protective that can help ease financial concerns like income replacement and outstanding debt.

Costco Auto Program

Enjoy a convenient, hassle-free way to purchase a vehicle at a low, prearranged price through Approved Dealers.

Be sure to check out the guide for more about Costco Services.

View the Guide
Services are provided to Costco members by third parties. CONNECT, powered by American Family Insurance, is the brand name of American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Madison, WI. Depending on the state, auto policies are underwritten by either company, or by an affiliate, Midvale Indemnity Company, Madison, WI. Property policies are underwritten and issued by affiliates based in Boston, MA, including: Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Lloyd’s of Texas, and Homesite Insurance Company of the Midwest. The American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Prices, coverages and privacy policies vary among these insurers. Each company has sole financial responsibility for its products. Some products, discounts, benefits, and savings may vary, may not be available in all states, and are subject to limitations. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services offered by CONNECT. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from CONNECT and/or its affiliates. Costco pricing available in FL (auto only). Costco member discount is subject to eligibility and underwriting criteria and is not available on home insurance in TN and FL or on auto insurance for non-Executive Members in MA. Roadside Assistance benefits vary by state, policy and underwriting company.

For policies underwritten by American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Roadside Assistance covers up to $75 per occurrence ($100 in MA, MT and SC, $80 in TX, no limit in NC) for vehicles on the auto policy. Roadside Assistance does not pay for the cost of the battery or fluids (gas, oil, coolant, etc.), and it does not pay to replace keys or locks. Other limitations may be applicable. If you are not a Costco Executive Member, you must add towing coverage to your policy to be eligible for Roadside Assistance.

For policies underwritten by Midvale Indemnity Company, please refer to the Emergency Roadside Service Coverage endorsement (Towing and Labor Costs Coverage endorsement in NC & VA) included with your policy for coverage details, if applicable. If you are not a Costco Executive Member or in HI, you must add this endorsement to your policy to be eligible for Roadside Assistance. Lifetime Renewability applies to auto insurance and is not available in CA, MD and MI or to policyholders who have major violations, fail to pay premium, do not provide requested underwriting information, move to a state where CONNECT products are not available, purchase a vehicle we do not insure; or if there is a substantial change in the condition or the use of the vehicle insured; or if CONNECT determines the vehicle is unable to be insured. This is not a contractual benefit. Home Glass Repair Reimbursement (may appear on the policy as Glass Repair Coverage Deductible Credit) covers up to $1,000 per occurrence, limited to two claims within any consecutive 12-month period. Benefit applies only to claims that are limited to glass or safety-glazing material. This limit is included in the limit of liability for Dwelling Coverage and is subject to state availability and provisions of your policy. Home Lockout Assistance (may appear on the policy as Home Lockout Expense Coverage) covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to conditions.

Costco Executive Member benefits are not available in all states and are subject to change. Benefits vary by state, policy, and underwriting company. Home benefits are not available on renters policies and are available on condo policies in certain circumstances. For details, visit CONNECTbyAmFam.com/CostcoBenefits. Percentage of Costco members who are policyholders and selected 4 or 5 on a 5-point scale when responding to a 2022 proprietary client satisfaction survey.