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CONNECT, powered by American Family Insurance ®

Costco Members Could Save on Auto and Home Insurance

Costco members who saved reported an average of $595.86 in auto insurance savings the first year they switched2 to CONNECT, powered by American Family Insurance.1

California and Florida members: The Costco Insurance Agency is currently not offering new auto or home insurance policies in CA or FL.

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Join the Many Costco Members Who Switched to CONNECT, powered by American Family Insurance

Discover the Costco member difference. See why so many members have switched their auto and home insurance to CONNECT. Start now with a free quote, or give us a call to speak to one of our insurance specialists.

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Why Switch Today?

Discounts

Costco members could save more with an exclusive discount.3 Other available discounts include student discounts, safe driving discounts and multi-product discounts.

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Benefits

Switching could lead to remarkable savings. Plus, you could be eligible for benefits from CONNECT such as choosing your own licensed repair facility.

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Executive Member Benefits

Receive exclusive benefits including Roadside Assistance,4 Lifetime Renewability,5 Home Glass Repair Reimbursement6 and Home Lockout Assistance.7

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Switch

More than 500,000 Costco members have switched their auto insurance coverage to CONNECT.

Save

Costco members may receive exclusive benefits and additional discounts on their insurance policies.3

Stay

9 out of 10 Costco members renew their policy through CONNECT.

Auto Insurance

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Auto Insurance with an Exclusive Member Discount and Benefits

Costco members may receive a Costco member-only discount3 on auto insurance. Costco members who saved reported an average of $595.86 in savings the first year they switched.2

  • Hassle-free Claims

    Report an incident 24 hours a day, seven days a week online, or call.

  • Premier Safety Discount8

    With the Premier Safety discount from CONNECT, your safe driving may be rewarded.

  • Windshield Repair

    Unexpected windshield chips can happen to even the most cautious drivers. That’s why we included a Glass Repair Deductible Waiver for no additional cost. In other words, if your windshield can be repaired rather than replaced, we will waive your policy deductible for the windshield damages.

  • Online Policy Management

    Make quick changes to your policy online from any location.

  • Accident Travel Expense Coverage

    It can be especially challenging to be involved in a car accident while you’re on vacation or traveling. Accident Travel Expense Coverage can make it easier.

Additional Benefits for Executive Members:

  • Roadside Assistance4

  • Lifetime Renewability5

Home and Condo Insurance

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Home and Condo Insurance Built for Costco Members

Costco members may receive a member-only discount3 on home and condo insurance.

  • Exclusive Discount3 for Costco Members

    Members who sign up may receive a discount on their insurance simply by being a Costco member.

  • Identity Theft Protection

    Identity theft happens. If it ever happens to you, your home insurance policy may have Identity Theft Protection benefits that could help.

  • Stolen Credit Card Use or Check Fraud Protection

    When a crisis strikes, we want to be there to help. You may receive coverage for losses due to unauthorized credit card use as part of your home insurance.

  • Refrigerated Property Coverage

    If your food spoils due to a power outage from a storm, equipment failure or construction accident, you could get dinner plans back on track with spoilage protection.

Additional Benefits for Executive Members:

  • Home Glass Repair Reimbursement6

  • Home Lockout Assistance7

89% of Costco Members Who Purchased Insurance from CONNECT Reported They Were Highly Satisfied With Their Service.9

  • Alex was very professional. He was knowledgeable and answered my questions. Was able to bundle my 2 vehicles with my home and save money thanks to Alex.”

    Nicholas C.

  • Lindsey was great. Handled my issue immediately and then took time to review my coverage during the call. So helpful, professional and friendly. Thanks.”

    David S.

  • Everyone was extremely helpful, I could not believe how quickly all my problems were solved. One person called me the next day to see if I was OK. I felt like I was dealing with family.”

    John S.

  • I am overwhelmed by the professionalism shown by your representative as an exemplary customer service!”

    Shirley P.

  • Affordable service and very helpful people. I will recommend CONNECT to Costco members!”

    Mary Beth D.
Testimonials featured are provided by real Costco members. Actual members are not pictured. Individual experience may vary.

More Insurance Options for Costco Members from CONNECT, powered by American Family Insurance

Renters

If you don’t own a home, you may still need insurance. Renters Insurance policies can help protect your personal property in case of emergency or disaster.

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Umbrella

The unexpected doesn’t need to put your car, home or savings at risk. For the times an insurance claim is more than your auto or home insurance policy’s liability limits, umbrella insurance provides additional coverage.

Learn More

Specialty

Specialty insurance options for ATVs, motorcycles, RVs, boats, classic cars, rental properties and flood are also available.

Learn More

See All Insurance Options

From CONNECT, powered by American Family Insurance

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Remember Services

Pet Insurance*

Help protect your pet with quality, affordable pet insurance through Figo, so you can play more and worry less about unexpected vet bills.

Business Health Insurance*

Looking for employee health insurance? Licensed professionals from CBC can help you find benefit plans that fit your employees’ needs.

Life Insurance*

Find policies from Protective that can help ease financial concerns like income replacement and outstanding debt.

Costco Auto Program

Enjoy a convenient, hassle-free way to purchase a vehicle at a prearranged price through participating Approved Dealers.

Bottled Water Delivery

Remember to hydrate liberally. Primo Water conveniently delivers premium bottled water to your home or office on a regular schedule.

Checks & Forms

Showcase your style with a wide selection of high‑security personal and business checks, designs, formats, and accessories.

Be sure to check out the guide for more about Costco Services.

View the Guide
Services are provided to Costco members by third parties. *Plans and insurance services are offered by licensed third party providers and made available through Costco Insurance Agency, Inc., a licensed agent. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency in New York. Costco Insurance Agency, Inc.’s California license number is 0D08407. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services offered by third parties. Specific products, features, rates and discounts may vary and may not be available in all states in accordance with state filings and applicable law. 1CONNECT, powered by American Family Insurance, is the brand name of American Family Connect Property and Casualty Insurance Company and American Family Connect Insurance Company, Madison, WI. Depending on the state, auto policies are underwritten by either company, or by an affiliate, Midvale Indemnity Company, Madison, WI. Property policies are underwritten and issued by affiliates based in Boston, MA, including: Homesite Indemnity Company, Homesite Insurance Company, Homesite Insurance Company of California, Homesite Insurance Company of Florida, Homesite Insurance Company of Georgia, Homesite Insurance Company of Illinois, Homesite Insurance Company of New York, Homesite Lloyd’s of Texas, and Homesite Insurance Company of the Midwest. The American Family Connect Insurance Agency, Inc., places policies with related and unrelated companies. Each insurer is solely responsible for the claims on its policies and pays the Agency for policies sold. In Texas, certain property coverages may be underwritten by Ranchers & Farmers Mutual Insurance Company. Prices, coverages and privacy policies vary among these insurers. Each company has sole financial responsibility for its products. Specific products, discounts, and savings may vary and may not be available in all states in accordance with state filings and applicable law. Insurance availability may vary by region or state. Discounts and savings vary by state and apply to certain coverages. Certain restrictions and limitations apply. Costco Insurance Agency, Inc. is not licensed in New York state. Insurance products are not obtained through the Costco Insurance Agency, Inc. in New York. Costco Wholesale, Costco Insurance Agency, Inc. and its subsidiaries do not underwrite insurance, pay claims or guarantee any of the products or services offered by CONNECT. 2Average nationwide savings data represents information provided only by Costco members who became new auto insurance policyholders and reported qualifying first-year savings with CONNECT, powered by American Family Insurance, between 1/1/22 and 12/31/22. Not all members have experienced or will experience savings. Individual experience may vary based upon a variety of factors, including driving experience, type of automobile insured, type and availability of a policy, and past losses. Any compared rates have similar benefits. 3Costco pricing available in FL. Costco member discount is subject to eligibility and underwriting criteria and is not available on home insurance in TN or on auto insurance for non-Executive Members in MA. 4Roadside Assistance benefits and limits vary by state for vehicles on the auto policy. Roadside Assistance does not pay for the cost of the battery or fluids (gas, oil, coolant, etc.). If you are not a Costco Executive Member, you must add Emergency Roadside Assistance coverage to your policy to be eligible for Roadside Assistance. 5Lifetime Renewability applies to auto insurance and is not available in MD and MI or to policyholders who have major violations, fail to pay premium, do not provide requested underwriting information, move to a state where CONNECT products are not available, purchase a vehicle we do not insure; or if there is a substantial change in the condition or the use of the vehicle insured; or if CONNECT determines the vehicle is unable to be insured. Once insured, this benefit will continue so long as the above conditions are met. This is not a contractual benefit. 6Home Glass Repair Reimbursement, which may appear on the policy as Glass Repair Coverage Deductible Credit, covers up to $1,000 per occurrence, limited to two claims within any consecutive 12-month period. Benefit applies only to claims that are limited to glass or safety-glazing material. This $1,000 limit is included in the limit of liability for Dwelling Coverage and is subject to state availability and restrictions, as well as the conditions, limitations and exclusions described in the policy. Executive Member home benefits are not available on renters policies and are available on condo polices in certain circumstances. 7Home Lockout Assistance, which may appear on the policy as Home Lockout Expense Coverage, covers up to $100 per occurrence, is limited to two claims within any consecutive 12-month period and may be subject to specific conditions. Executive Member home benefits are not available on renters policies and are available on condo policies in certain circumstances.

Costco Executive Member benefits are not available in all states and are subject to change. For details, visit CONNECTbyAmFam.com/CostcoBenefits. 8Premier safety discount applies if all drivers on a policy are clear of accidents (at-fault or not-at-fault), violations and claims; eligibility varies by state. The amount of time required to establish and maintain discount eligibility may also vary by state. 9Percentage of Costco members who are policyholders and selected 4 or 5 on a 5-point scale when responding to a 2022 proprietary client satisfaction survey.